Refinancing

Before 2023 fades from the rearview mirror, we wanted to take a second to turn back and look ahead at what 2024 might bring....

Some lenders are reducing what is called a ‘serviceability buffer’, making it easier for some borrowers to meet the criteria to refinance....

Refinancing cashback deals may become a thing of the past, after several big banks and smaller lenders announced they plan to phase them out....

New data from the Australian Bureau of Statistics (ABS) has revealed that a large number of borrowers throughout the country are refinancing their home loans....

Have you considered consolidating your debt? This can be beneficial for a number of reasons but it may not be right for everyone. We explore....

While you may not be able to avoid increasing interest rates if you are on a variable interest rate or an expiring fixed rate loan, there are a number of ways you could still save money....

The decision around whether it is a good time to fix your home loan will depend on your circumstances and preferences. There are a number of considerations....

Data just released shows a large number of Australian home owners are facing a significant increase to interest rates when their fixed-rate term ends....

If you find your repayments have jumped to a level you find difficult to repay, it is a good idea to review your options....

As the RBA increases the cash rate, there are a number of ways you could be impacted. We have a look....