Shay Waraker 5 important considerations before refinancing Many homeowners are feeling the squeeze from higher repayments. We explore five important factors to consider before refinancing.... January 29, 2026 - 3 min read Market Update, Refinancing
Nick Bendel Fixed vs variable home loan rates Choosing between a fixed-rate and variable-rate mortgage is one of many important decisions borrowers need to make when taking out a home loan.... January 29, 2026 - 3 min read First Home Buyer, Refinancing
Nick Bendel What is an offset account and how does it work? An offset account is an everyday transaction account linked to your mortgage. We have a look at how it works.... January 29, 2026 - 3 min read First Home Buyer, Refinancing
Nick Bendel What is a redraw facility? A redraw facility is a home loan feature that allows you to access extra repayments you’ve made on your mortgage. We take a look.... January 29, 2026 - 3 min read First Home Buyer, Refinancing
Nick Bendel What are reverse mortgages? A rate lock is an optional feature that may be available to applicants of fixed-rate home loans.... January 29, 2026 - 3 min read Refinancing
Nick Bendel Home loan refinance cashback offers: What’s involved? When a lender offers a cashback deal, they agree to pay you a set amount of money after your new loan settles.... January 29, 2026 - 3 min read Refinancing
Nick Bendel How to calculate interest on your home loan As a basic rule, interest is calculated daily based on the amount of money owing on your loan. As this declines, so does the interest bill.... January 22, 2026 - 3 min read First Home Buyer, Refinancing
Nick Bendel How to pay off your mortgage in just 10 years While most home loans run for 30 years, it is possible to become mortgage-free much sooner – even in as little as a decade. Find out how.... December 23, 2025 - 3 min read First Home Buyer, Refinancing
Nick Bendel Brokers vs banks – which is the right option for you? When it comes to getting a home loan, borrowers can go directly to a lender or use a mortgage broker. Discover how the two options stack up.... December 23, 2025 - 3 min read First Home Buyer, Refinancing
Shay Waraker When is a good time to refinance your home loan? Finding a lower interest rate isn’t the only reason why you may choose to refinance your home loan. Here are 4 reasons.... December 17, 2025 - 3 min read Refinancing
Shay Waraker Al and Imo’s story Al and Imo are a husband-and-wife team making beautiful furniture from their home on the Surf Coast of Victoria. This is their story.... November 13, 2025 - 3 min read Construction and Renovations, Refinancing
Shay Waraker Repay your mortgage or invest? What to do with extra cash If you have extra cash should you repay your mortgage or invest? We take a look.... August 22, 2025 - 3 min read Investment Property, Refinancing
